Fast, flexible financial solutions for businesses at every stage. From working capital to lines of credit — we fund your ambition, not just your credit score.
A full suite of funding options to match your business needs, cash flow, and growth timeline.
Access the cash flow you need to cover day-to-day operations, payroll, inventory, and more — without disrupting your business momentum.
Fast funding availableFlexible revolving credit lines so you can draw funds when you need them and only pay interest on what you use. Perfect for cyclical businesses.
Draw as neededTerm loans with competitive rates and predictable repayment schedules to fund expansions, equipment, real estate, or major investments.
Competitive ratesConvert outstanding invoices into immediate cash. Stop waiting 60–90 days for clients to pay — get funded today against your receivables.
Unlock receivablesAcquire or upgrade the equipment your business needs without draining capital reserves. Flexible terms from 12 to 84 months.
Preserve cash flowRevenue-based financing tied to your daily card sales. No fixed payments — repayment flexes with your business performance.
Flexible repaymentWe've stripped the complexity out of business financing. Go from application to funded in as little as 24 hours.
Fill out our quick application — no lengthy paperwork or complex documents required to get started.
Our team reviews your application and matches you with the best funding program for your situation.
Once approved, funds are deposited directly into your business account — often within 24 hours.
🔒 No hard credit pull · No obligation · 100% confidential
Same-day approvals available. We don't keep you waiting while your business needs capital now.
You get a dedicated funding advisor, not just a web portal. Real people who understand your business.
We work with businesses across all credit backgrounds. Revenue and cash flow matter more than scores.
Multiple funding products mean we can tailor a solution that truly fits your unique situation.
Bank-level security on all applications. Your information is never shared without your permission.
Serving businesses across all 50 states with local expertise from our South Florida headquarters.
From startups to established enterprises — if you're generating revenue, we have a funding solution for you.
Join thousands of businesses that have trusted Advance Pay Solutions to fuel their growth. Apply in minutes, get funded fast.